30 - 4.25
20 - 4.25
15 - 3.75
10 - 3.75
*** NCHFA has just reduced their rate to 3.95%****!!!!!
The rate for First time homebuyers on FHA , USDA and VA has dropped to 3.95%!!!!
Please remember that government loans and NC Housing all add layers of verification in the process and keep that in mind when setting closing dates. A USDA or NC Housing loan needs a 45-60 day closing date to be safe. It very well can happen sooner than that - but there are additional processes required before full loan approval is obtained.
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